Factoring: Funding Cashflow Shortfalls Quickly and Easily

Contact Factoring Specialist Chris Lehnes to Learn More

$100k to $10 Million 75% advance against AR Funding in as quick as a week No Personal Guaranty No Audits or Covenants Great for bank declines       New, Rapidly Growing or Struggling Businesses can qualify!       Contact me to learn more: Chris Lehnes Factoring Specialist 203-664-1535 Request a Proposal chris@chrislehnes.com

Factoring is a great way for distributors to get quick funding by turning their unpaid invoices into immediate cash. Instead of waiting 30, 60, or even 90 days for customers to pay, a factoring company buys your invoices at a discount and provides you with most of the cash upfront—often within 24 hours.

How Factoring Works for Distributors:

1. Sell Your Invoices – Submit outstanding invoices to a factoring company.
2. Get Immediate Cash – Receive an advance (usually 70-90% of the invoice value).
3. Customer Pays the Factor – The factoring company collects payment from your customer.
4. Receive the Remainder – Once the customer pays, you get the remaining balance minus the factoring fee.

Benefits:

• Improves Cash Flow – No more waiting on slow-paying customers.
• Funds Growth – Use the money for inventory, payroll, or expansion.
• No Debt Incurred – Unlike loans, factoring doesn’t add to liabilities.
• Flexible & Scalable – Funding grows as your sales increase.

Would you like help finding a factoring solution tailored to your business needs? Contact Factoring Specialist, Chris Lehnes

Trucking Factoring – Cash for the Transportation Industry

$10k to $10 Million

Same Day Funding

Competitive Advance Rates

No Hidden Fees

Fuel Card Program Available

Discounts for Veterans

Growth/Expansion Capital

We are ready to help: Contact Factoring Specialist, Chris Lehnes

Trucking Factoring – Cash Flow Solution for the Transportation Industry

Trucking factoring, also known as freight factoring, is a financial service that helps trucking companies maintain steady cash flow by selling their unpaid invoices to a factoring company at a discount. Instead of waiting 30, 60, or even 90 days for customer payments, trucking companies receive immediate funds to cover fuel, payroll, maintenance, and other operational expenses.

How Trucking Factoring Works

1. Deliver the Load – The trucking company completes a delivery and submits an invoice to the broker or shipper.
2. Sell the Invoice – The company sells the invoice to a factoring company at a small fee (usually 1-5%).
3. Get Paid Fast – The factoring company advances up to 95% of the invoice value within 24 hours.
4. Customer Pays Later – When the customer pays the invoice (30-90 days later), the factoring company releases the remaining balance, minus fees.

Benefits of Trucking Factoring

✔ Immediate Cash Flow – Get paid quickly instead of waiting for slow-paying customers.
✔ Fuel & Expense Coverage – Use funds for fuel, repairs, insurance, and payroll.
✔ No Debt Incurred – Factoring is not a loan, so there’s no debt or credit risk.
✔ Easier Approval – Approval is based on customer creditworthiness, not yours.
✔ Back-Office Support – Many factoring companies handle collections and invoicing.

Types of Trucking Factoring

• Recourse Factoring – The trucking company is responsible for unpaid invoices if the customer defaults.
• Non-Recourse Factoring – The factoring company assumes the risk of non-payment (usually at a higher fee).
• Spot Factoring – Factoring one invoice at a time, offering flexibility.
• Contract Factoring – Ongoing agreement to factor all invoices for a set period.

Who Can Benefit?

• Owner-operators
• Small and mid-sized trucking companies
• Freight brokers
• Large fleets looking for consistent cash flow

Choosing the Right Factoring Company

Look for a factoring provider that offers:
✅ Competitive advance rates and low fees
✅ Fast funding (same-day or next-day payments)
✅ Fuel card programs and discounts
✅ No long-term contracts (unless preferred)
✅ Excellent customer support

Trucking factoring is a powerful tool to keep operations running smoothly and ensure trucking companies get paid on time. Whether you’re an independent driver or managing a fleet, factoring can provide the cash flow you need to stay on the road. 🚛💰

Medical Accounts Receivable Factoring – Quick Cash for Healthcare Professionals

Quick Source of Working Capital for:

• Pharmacies
• Dialysis Centers
• Behavioral Health Centers
• Laboratories
• Home Healthcare Services
• Emergency/non-emergency Transport Services
• Diagnostic Imaging Centers
• Physician Practices
• Outpatient Surgery Centers
• Urgent Care Facilities
• Healthcare Staffing Companies
• Rehabilitation Centers

Proceeds can be used for growth, acquisitions, refi or general working capital purposes.

Call 203 664 1535 or email clehnes@chrislehnes.com for a more information

Request a proposal.

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Medical Accounts Receivable Factoring: Quick Cash for Healthcare Professionals

Medical accounts receivable factoring is a financial solution that allows healthcare providers to convert their outstanding insurance claims and patient invoices into immediate cash. This process helps medical professionals maintain cash flow without waiting weeks or months for insurance reimbursements.

How Does Medical Factoring Work?

1. Submit Invoices – A healthcare provider submits unpaid invoices to a factoring company.
2. Receive Immediate Cash – The factor advances a percentage (typically 70–90%) of the invoice value.
3. Factor Collects Payment – The factoring company collects payments directly from insurance companies or patients.
4. Final Settlement – Once full payment is received, the provider gets the remaining balance minus a small factoring fee.

Benefits for Healthcare Providers

✅ Fast Access to Cash – No more waiting on slow insurance payments.
✅ Improved Cash Flow – Pay staff, purchase equipment, and cover operational costs easily.
✅ No Debt Incurred – Factoring is not a loan; it’s an advance on existing receivables.
✅ Focus on Patient Care – Spend less time on collections and more on healthcare.

Who Can Benefit?

• Physicians & Medical Clinics
• Home Healthcare Agencies
• Hospitals
• Medical Equipment Suppliers
• Laboratories & Diagnostic Centers

Medical accounts receivable factoring is a smart solution for healthcare professionals looking for a reliable and fast way to manage cash flow. If you’re interested in getting started, let me know!

Contact Factoring Specialist Chris Lehnes at 203 664 1535 or email clehnes@chrislehnes.com for a more information

Request a proposal.

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Get Funded Fast with Factoring – One week from proposal to funding

Did you know that you can get your client funded in a week using accounts receivable factoring?

Great for new businesses, rapidly growing business or struggling businesses.

All that matters is that the company have strong accounts receivable.

Contact me to learn more: Chris Lehnes| 203-664-1535 | clehnes@chrislehnes.com

Request a proposal

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Factoring Proposal Issued: $4 Million – Non-Recourse – Expansion Capital

Distributor of High Tech Equipment with SaaS

This distributor has a strong customer base, but slow paying AR which is putting strain on working capital.

Our facility will free up cash, allowing the company to meet existing demand for their offering.

Contact me to learn more: Chris Lehnes | 203-664-1535 | clehnes@chrislehnes.com

Request a Proposal

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