Factoring Proposal: After recently recovering from the devasting impacts of tariffs, this company requires PO financing to rebuild inventory. Their existing factor is uncooperative and must be replaced by Versant which has the ability to facilitate PO funding though a trusted partner.
Factoring Press Release : Versant Funds $5 Million Non-Recourse Factoring Facility to Manufacturer
(January 27, 2026) Versant Funding LLC is pleased to announce that it has funded a $5 Million non-recourse factoring facility to a company that manufactures products for a large customer base which includes one of America’s largest municipalities.
After a transition to Private Equity ownership and management restructuring, our newest client required an infusion of working capital to meet an urgent cash need. While the company has hundreds of customers with AR outstanding, the most efficient way to fund was to factor only the AR of their largest customer, but most factoring companies would not permit 100% customer concentration.
“Versant focuses solely on the credit quality of our clients’ customers,” according to Chris Lehnes, Business Development Officer for Versant Funding, and originator of this financing opportunity. “Since the company’s largest account is a large US city, we were willing to allow 100% customer concentration and meet the client’s short-term funding need.”
About Versant Funding
Versant Funding’s custom Non-Recourse Factoring Facilities have been designed to fill a void in the market by focusing exclusively on the credit quality of a company’s accounts receivable. Versant Funding offers non-recourse factoring solutions to companies with B2B or B2G sales from $100,000 to $30 Million per month. All we care about is the credit quality of the A/R. To learn more contact: Chris Lehnes | 203-664-1535 | chis@chrislehnes.com
Key Benefits of this Non-Recourse Factoring Deal:
In today’s dynamic market, manufacturers face a unique set of challenges. From managing inventory and production schedules to navigating supply chain disruptions and fluctuating demand, the need for reliable, accessible capital is constant. That’s where factoring comes in, offering a powerful and often overlooked solution for quick cash.
At Versant Funding, we understand the specific financial pressures manufacturers endure. That’s why we specialize in providing tailored factoring services designed to get you the capital you need, when you need it. Our latest video, which you can watch above, highlights how factoring can be a game-changer for your business.
What is Factoring, and Why is it Perfect for Manufacturers?
Simply put, factoring allows you to sell your accounts receivable (invoices) to a third party (the factor) at a small discount in exchange for immediate cash. Instead of waiting 30, 60, or even 90 days for your customers to pay, you get the funds right away.
For manufacturers, this means:
How Manufacturers Benefit from Factoring:
Imagine being able to:
Why?
We pride ourselves on being more than just a capital provider. We are your partner in growth. I am dedicated to understanding the intricacies of the manufacturing sector and crafting financial solutions that truly work.
Ready to unlock the potential of your accounts receivable?
To see how factoring can transform your manufacturing business reach out to Chris Lehnes today for a no-obligation consultation.
Chris Lehnes Factoring Specialist 203-664-1535 chris@chrislehnes.com
Don’t let slow-paying invoices slow down your progress. Get the quick cash you need with Versant Funding!
Factoring: Quick Cash to Kick Off the Year: As we move through 2026, the economic landscape for small businesses is defined by a paradox: opportunity is everywhere, but cash is moving slower than ever. While sectors like high-tech manufacturing and professional services are seeing a resurgence, many entrepreneurs find themselves “asset rich but cash poor.”
You’ve landed the big contract, your team is working overtime, and your sales are climbing. Yet, your bank account doesn’t reflect that success because your capital is trapped in Accounts Receivable (AR). If you’re waiting 30, 60, or even 90 days for clients to pay their invoices, you aren’t just waiting for money—you’re waiting to grow.
This is where Accounts Receivable Factoring becomes a strategic engine for your business.
Accounts receivable factoring (or invoice factoring) is not a loan. It is the sale of your outstanding invoices to a third party (a “factor”) at a slight discount in exchange for immediate liquidity.
In 2026, the process has been revolutionized by fintech integrations. Most modern factoring platforms now sync directly with your accounting software (like QuickBooks or Xero), allowing for “one-click” funding that can land in your account within 24 hours.
While traditional bank loans focus on your credit score and years of profitability, factoring focuses on the creditworthiness of your customers. This makes it an ideal solution for:
The most significant barrier to growth in 2026 is the “Cash Gap.” If you have $100,000 in open invoices, that’s $100,000 you can’t use to buy inventory, hire talent, or pay for digital marketing. Factoring unlocks up to 90-95% of that value immediately, giving you the agility to say “yes” to new opportunities without checking your balance first.
In an era of “snagflation”—where mild inflation persists alongside a shifting labor market—loading your balance sheet with high-interest debt can be risky. Because factoring is a purchase of assets, it doesn’t show up as a loan. You are simply accelerating the arrival of money you’ve already earned.
Modern factoring companies do more than just provide cash. They often act as your back-office credit department. In 2026, where business bankruptcies are slightly on the rise, having a partner who vets the credit risk of your potential clients is a massive competitive advantage. They handle the collections, freeing you up to focus on your product.
To help you decide, here is a quick comparison of how factoring stacks up against traditional financing in today’s market:
| Feature | AR Factoring | Traditional Bank Loan |
| Speed | 24–48 Hours | 3–6 Weeks |
| Approval Basis | Customer’s Credit | Your Credit & Collateral |
| Debt | None (Asset Sale) | Increases Liabilities |
| Flexibility | Scales with Sales | Fixed Credit Limit |
| Cost | 1%–5% Service Fee | Interest Rate + Fees |
In 2026, the winners won’t necessarily be the companies with the biggest ideas, but those with the highest liquidity. AR factoring provides a bridge over the cash flow gaps that sink 82% of small businesses. It turns your hard work into immediate fuel.
Contact Factoring Specialist, Chris Lehnes
| We fund tough deals and focus on the quality of your client’s accounts receivable, ignoring their financial condition. This enables us to move quickly and fund qualified businesses including Manufacturers, Distributors and a wide variety of Service Businesses in as quick as a week. Contact me today to learn if your client is a fit. |
| Chris Lehnes | Factoring Specialist | 203-664-1535 | Chris@chrislehnes.com |
Factoring can meet the cash needs of seafood processing companies looking to expand. Contact Chris at Versant Funding to learn if your seafood client is a factoring fit
Factoring can meet the cash needs of seafood processing companies looking to expand. Contact Chris at Versant Funding to learn if your seafood client is a factoring fit
Accounts Receivable Factoring
$100,000 to $30 Million
Quick AR Advances
No Long-Term Commitment
Non-recourse
Funding in about a week
We are a great match for businesses with traits such as:
Less than 2 years old
Negative Net Worth
Losses
Customer Concentrations
Weak Credit
Character Issues
Chris Lehnes | Factoring Specialist | 203-664-1535 | chris@chrislehnes.com
Accounts Receivable Factoring can quickly meet the working capital needs of manufacturers. Our underwriting focus is solely on the quality of a company’s accounts receivable, which enables us to rapidly fund businesses which do not qualify for traditional lending
| Factoring Program Overview $100,000 to $30 Million Non-recourse Flexible Term Ideal for B2B or B2G We fund challenging deals: Start-ups Losses Highly Leveraged Customer Concentrations Weak Personal Credit Character Issues In about a week, we can advance against accounts receivable to qualified businesses which also include Distributors as well as a variety of Service Providers. Contact me today to learn if your client is a factoring fit. Chris Lehnes 203-664-1535 chris@chrislehnes.com Connect on LinkedIn |
Factoring Proposal Issued – $3 Million | Non-Recourse | Manufacturer/Distributor of Soft Goods
Tariffs have disrupted the supply chain of this business which sells to major retailers and quick cash is needed to meet demand of peak fall season.
We can fund in 1 week!
Accounts Receivable Factoring
$100,000 to $30 Million
Quick AR Advances
No Long-Term Commitment
Non-recourse
Funding in about a week
We are a great match for businesses with traits such as:
Less than 2 years old
Negative Net Worth
Losses
Customer Concentrations
Weak Credit
Character Issues
Chris Lehnes | Factoring Specialist | 203-664-1535 | chris@chrislehnes.com
Contact me to learn if your client is a factoring fit.
Accounts Receivable Factoring can quickly meet the working capital needs of a manufacturer.
Versant’s underwriting focus is solely on the quality of a company’s accounts receivable, which enables us to rapidly fund businesses which do not qualify for traditional lending.
Factoring Program Overview
We fund challenging deals:
In about a week, we can advance against accounts receivable to qualified businesses which include Distributors as well as Service Providers.
Contact me today to learn how your client would benefit.
How Food Producers Are Funding Growth Without Banks
Our factoring program can be a vital source of financing for food producers which have high-quality accounts receivable outstanding such as those that sell to major grocery chains or distributors.
By factoring, companies get quick access to the funds needed to continue to meet daily working capital needs, build inventory or expand operations.
Accounts Receivable Factoring
We are a great match for businesses with traits such as:
We focus on the quality of your client’s accounts receivable, ignoring their financial condition.
This enables us to move quickly and fund qualified businesses in as few as 3-5 days.
Contact me today to learn if your client is a factoring fit.
